The FINANCIAL -- The annual diabetes programme budget in Georgia exceeds GEL 8 million. However the sum does not sufficiently cover all the needs of diabetes patients. Partial covering of the services is leading to the necessity of out-of-pocket and co-payments, with a relatively high percentage for patients. The Georgian state diabetes programme needs perfection to make vital services available for all people living with diabetes. Well-managed diabetes can prevent many complications reducing further healthcare costs, subsequently covered by the universal healthcare programme.

The FINANCIAL -- Despite Georgia being No. 9 in the world according to the World Bank ranking in ease of doing business, international shipping companies, amongst others, simply do not exist in Georgia. The reason is simple: other countries offer business-oriented tax legislation to international business, especially to the shipping industry.

The FINANCIAL -- Engaged personalization matters! Tailoring the shopping experience to meet customers’ expectations and deliver what they need before they even know they need, is the key to success in a competitive retail environment. This notion is no longer disputed. The big question, however, remains “how to pioneer in an everchanging technological era” instead of just barely keeping up with the competition.

The FINANCIAL -- In Georgia, the transport and logistics industry does not in fact have a single person responsible for its entirety. There are a scarce number of independent institutions working on analytics to observe global and regional trends. But who makes the decisions not to carry out any reform, despite the development of creeping and downward trends over the years? Where is the strategy and vision from the transport and logistics policy development department? What do we want to do in the future? Having no responses to those questions, and being in a state of uncertainty, automatically leads the country and sector to reap negative results.

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